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Business Checking Accounts

Business
Checking Needs: 
  - Sole Proprietors
  - Corporations
  - Partnerships
  - Joint Ventures
  - DBAs
  - L.L.P
  - L.L.C
Canceled Checks Safekept:  Yes, first 5 copies free per year then $2 per copy.
Canceled Checks Returned:  Yes, $2 per month.
Interest Earned:  Yes, but only applied to service charge.
Cash Card:  Yes
Check Card:  Yes, $1 per month
Other Options Available:
  - Direct Deposit
  - ACH
Account Details:  $5 per month maintenance fee + $.15 per debit, $.40 per deposit + $.05 per item in deposit.  Returned deposited items $1 per item.  $2 per month for non-truncated accounts.  Credit back will be applied toward deferring service charges, credit back is based on the 91 day Treasury Bill rate.  Contact us regarding other fees that may be applicable to your account.
 
Business Plus
Checking Needs: 
  - Sole Proprietors
  - DBAs
Canceled Checks Safekept:  Yes, first 5 copies free per year then $2 per copy.
Canceled Checks Returned:  Yes, $2 per month.
Interest Earned:  Yes.
Cash Card:  Yes.
Check Card:  Yes, $1 per month.
Other Options Available:
  - Direct Deposit
  - ACH
Account Details:  $5 per month maintenance fee + $.15 per debit, $.40 per deposit + $.05 per item in deposit.  Returned deposited items $1 per item.  $2 per month for non-truncated accounts.  You will earn interest on your account at the regular interest-checking rate.  Contact us regarding other fees that may be applicable to your account.
 
Small Business
Checking Needs: 
  - Sole Proprietors
  - Corporations
  - Partnerships
  - Joint Ventures
  - DBAs
  - L.L.P
  - L.L.C
Canceled Checks Safekept:  Yes, first 5 copies free per year then $2 per copy.
Canceled Checks Returned:  Yes, $1 per month.
Interest Earned:  Yes.
Cash Card:  Yes.
Check Card:  Yes, $1 per month.
Other Options Available:
  - Direct Deposit
  - ACH
Account Details:  $1 per month maintenance fee for truncated account or $2 per month maintenance fee for non-truncated accounts.  There will be an additional charge of $4 per month for high activity (over 25 debits) and a charge of $.15 per debit after the first 25 debits.  Returned deposited items $1 per item.  The bank will waive the activity charge on the first four deposits, 20 deposited items on us, and 20 deposited transit items per statement cycle.  There will be a charge of $.40 per deposit + $.05 per item in each deposit, thereafter.  Contact us regarding other fees that may be applicable to your account.
 
* Contact State bank & Trust Company for current interest rate information.

Check prices may vary depending upon style