Loans

Commercial Loans
State Bank is eager to help community businesses prosper. We work with all SBA programs so our response time is minimal. In addition to start-up and expansion loans, we will work with you to provide loans for capital, inventory, real estate, equipment and lines of credit. 

Consumer Loans
Whether you're dreaming of a vacation, home improvements or your next car, State Bank can make your dreams come true. With our competitive rates and simple loan process, your dreams won't turn into a nightmare of paperwork and delays.

Real Estate Loans
We offer competitive rates on residential and commercial real estate loans, a simple application process and quick approval time. Our full line of financial products and services includes FHA and VA financing, conventional loans and home equity loans.

Because we're locally-owned, our real estate officers know the market.  We can save you time and money with our knowledge.  We want to help you get the home you can afford and then determine which loan is best for you.

We offer competitive rates and there are no hidden fees.  We keep you informed and explain all charges at the beginning.  There are no surprises at closing.  Call us and compare.  We think you'll be pleased.

We offer:

• Conventional financing on construction, purchase and refinance.
• Adjustable and fixed-rate mortgages.
• Financing through the Montana Board of Housing.
• FHA, VA financing.

We specialize in:

• Personal service.
• Low rates.
• No hidden fees.
• Quick turnaround.

Trust Department
State Bank offers a full-service trust department. We serve as custodian and manager of various types of assets, from financial and estate plans to ranch properties. Please contact us for more information.

Escrow Department
State Bank offers valuable services to buyers and sellers of real property. We will safe keep your documents, agreements, and contracts for deed. If you need accounting services, we will receive and disburse payments and report to the IRS.