Member FDIC    Equal Housing Lender Privacy Policy

Savings Accounts

Money Market
Minimum Balance:  $2,500.00
Limitations:  You may make (6) withdrawals from this account each four (4) weeks period.  There is a $10 service charge for all withdrawals after 6.  A $5 fee will be imposed if your balance falls below $2500 even one day during the month and then you will earn the interest rate of regular savings for that month.
Dormant Accounts:  $.50 per month on balance less than $30.
Cash Card:  Yes
Other Services:
  - Direct Deposit
  - ACH
 
Regular
Minimum Balance:  $1.00
Limitations:  You may make (6) withdrawals from this account each (4) week period.
Dormant Accounts:  $.50 per month on balances less than $30.
Cash Card:  Yes
Other Services:
  - Direct Deposit
  - ACH
 
Christmas Club
No Minimum Balance
Limitations:  You may not withdraw from this account.  A check for the balance of the account will be sent to you on November 16th of each year.
Cash Card:  No
Other Services:
  - Direct Deposit
  - ACH
 
Individual Retirement Accounts
Minimum Balance:  $100
Limitations:  If you withdraw from this account before the age of 59 1/2 there will be a substantial IRA penalty.  The maximum you can deposit per year is $2000 of earned income.  See IRA rules and regulations for more details.
Cash Card:  No
 
Moose Club Savings
Minimum Balance:  $1.00
Limitations:  You must be under 18 years old to open a Moose Club Savings account.  You may make (6) withdrawals from this account each (4) week period.  No service charges apply.
Cash Card:  Yes
Other Services:
  - Direct Deposit
  - ACH